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Insurance Built for When It Matters Most
LAT18 is a boutique insurance brokerage based in Puerto Rico, purpose-built to serve middle-to-large market clients with complex risk management needs. Founded in 2022 by seasoned industry leaders, the firm was created to redefine insurance services by focusing on genuine client solutions rather than volume-driven models.
When markets harden or catastrophic events occur, capability is critical. That is where LAT18 stands apart.
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Our Name
LAT18 derives from latitude 18.2 – Puerto Rico’s geographic and emotional heart, representing our foundational connection to the island and its clients.
Our Difference
Built for Critical Moments, Not Just the Status Quo.
Many firms are built for volume. We are built for performance when it counts.
LAT18’s approach is grounded in the belief that bigger is not always better. Excessive volume can dilute service, strain resources, and limit responsiveness when clients need it most. Our focus is on operational capacity, experienced manpower, and preparedness for outlier events ensuring our clients receive consistent, high-level service in both stable and challenging markets.